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 *Payments & rate are based on a purchase price of $159,900 and a loan amount of $154,304. Borrower must put down 3.5% of the purchase price. Upfront mortgage insurance is added to the loan amount. The payment of $744.05 is for principal & interest only. Payment is based on a 4%, 30-year fixed rate with an APR of 4.07%. Interest rates and payments are subject to change without notice. Loans are subject to credit and property approval. The APR on your loan may differ from the APR given. A 60-day lock price is shown. Not to be combined with any other offer or promotion. See associate for further details.